The good news is that you’ve made it out alive — But here’s where your battle begins. Following an auto accident in Metairie, it’s up to you to play by the rules, and there are many rules.
- First off, insurers are against you — they’ll use public and private information to deny your claim.
- Secondly, prosecutors will use anything, including public tweets, photos, and posted opinions or feelings about the accident to harm your defense and reduce the amount of your compensation.
- Lastly, Louisiana’s “No Pay, No Play” laws make it compulsory to have insurance.
If you’re the victim of an auto accident but you don’t have the minimum level of insurance coverage, this law can actually stop you from collecting on an insurance claim. Since Louisiana’s average auto policy is a whopping 50% above the national average, it’s understandable why the Louisiana Department of Insurance reports that 15% of individuals drive with no insurance. But this could really cost you. With so many factors at play, your first instinct might be to try and address all aspects of your accident at once. It’s a lot for one party to handle — especially if you’re the victim. Without a sound knowledge of the liability law for motor vehicle accidents in Metairie, you might be left dropping the ball on important issues like filing and claim deadlines, what to do immediately after an accident, and what committing a felony while driving means.